If I owe banks money, why do they send debt collectors instead of using their legal department?
Think about this, the banks spend an absolute fortune on a legal department, yet they for some reason pass the debt over to a debt collection agency, instead of using their own in house lawyers to take me to court if I owe them money.The very simple answer to this is they know that what they are doing is in fact fraud, they do no lend you their own money as they have none to lend.
They take out an insurance policy against you when you take out a loan so they get paid if you default.
They do not tell you that the money you are actually borrowing is generated by your signature, so lawfully is your money. If it was in any way lawful what they are doing they would have their solicitors straight onto me and I'd be up in court in front of a jury of peers and they would have evidence of the debt and I'd be in deep stum.
The fact they pass it to bully boy debt collectors who try and scare you to paying up or fraudulently take your goods for a debt you didn't owe the bank and therefore don't owe the Debt collection agency, speaks volumes.
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